Why is Checking a Car’s Write-Off History Important?

Buying a used car? Then checking its write-off history is one of the most important things you can do. A car may look great on the surface, but if it’s been written off before, it could come with hidden damage, insurance headaches, or a much lower resale value.

In this guide, we’ll explain why write-off history matters, what the different write-off categories mean, and how to check a vehicle’s history before you buy.

What is a Car Write-Off?

A car is written off when an insurance company decides it’s too damaged or too expensive to repair. But not all write-offs are the same. Some cars can be safely repaired and put back on the road, while others should never be driven again.

Write-offs are divided into categories—learn more in our full guide to write-off categories.

Why Checking a Car’s Write-Off History is Important

A write-off history check gives you critical insights into a car’s past. Here’s why it matters:

1. Ensures the Car is Safe to Drive

Just because a car looks fine doesn’t mean it’s safe. Many written-off cars have structural damage that could compromise safety—even if they’ve been repaired.

2. Helps You Avoid Overpaying

Cars with a write-off history are worth less than similar cars with a clean record. Checking a car’s history ensures you’re paying the right price.

3. Impacts Insurance Costs

Insurers often charge more for cars that have been written off. Some insurers won’t cover them at all. Before buying, it’s worth checking out our guide on how to insure a written-off car.

4. Protects You From Fraud

Some sellers try to hide a car’s write-off history to get a higher price. A proper history check makes sure you’re not being scammed.

How to Check a Car’s Write-Off History

Before you buy, always check if a car has been written off. Here’s how:

1. Get the Vehicle Registration Number (VRN)

The VRN is the unique identifier for every car—found on the number plate or logbook.

2. Use a Reliable Write-Off Check

A GOV check only tells you basic details about a car. To get the full picture, use a trusted service like our vehicle write-off check.

3. Review the Report

A proper history report will tell you:

• If the car has ever been written off
• What write-off category it falls under
• If repairs have been recorded
• Any past ownership changes

What to Do If a Car Has Been Written Off

Found out a car has a write-off history? Here’s what to do next:

1. Check the Write-Off Category

If it’s Category A or B, walk away. These cars can’t be put back on the road. If it’s Category S or N, check out our full guide on checking written-off cars.

2. Inspect the Repairs

If it’s been repaired, ask for proof of the work done and get it checked by a mechanic.

3. Verify Insurance Options

Before buying, check with insurers—some won’t cover written-off cars. Read our guide on checking insurance details for written-off cars.

4. Negotiate the Price

A written-off car should be cheaper than a similar car with no history. If the seller isn’t offering a discount, walk away.

How to Avoid Buying a Bad Write-Off

If you’re worried about buying a car with serious hidden damage, check out our guide on how to avoid buying a written-off car.

Final Thoughts

A car’s write-off history matters—it affects safety, value, insurance, and resale potential. Before buying, make sure you run a full history check.

Check out our vehicle write-off check for instant results, or learn more about write-off categories in our detailed guide.