How to Find Out if My Car Has Been Written Off?

So, you’re wondering if your car has been written off. Maybe you’ve just bought a used car, and something feels off. Maybe you’re looking at a deal that seems too good to be true. Or maybe you’ve had your car for years and just found out its history isn’t as clean as you thought.

Whatever the case, knowing if your car has been written off is crucial. It affects safety, resale value, insurance, and whether it’s even road legal.

Before you go any further, the first thing to do? Run a vehicle history check. You can check your car’s history instantly—and you should, before making any assumptions.

What Does "Written Off" Actually Mean?

A write-off is when an insurance company decides a car isn’t worth fixing. But that doesn’t always mean the car is beyond saving.

There are four categories of write-offs in the UK:

• Category A: Total destruction. The car is so damaged that it must be crushed—nothing can be salvaged.
• Category B: The car can’t be driven again, but some parts might be reused.
• Category S: Structural damage—can be repaired and put back on the road.
• Category N: No structural damage—mainly cosmetic or electrical issues.

If you want to see a detailed breakdown of what these categories mean, check out our guide to write-off categories.

Why Should You Check If Your Car Has Been Written Off?

There are four big reasons why you need to know:

• Safety: If the car was poorly repaired, it could be dangerous to drive.
• Insurance: Some insurers charge higher premiums—or won’t insure it at all.
• Resale Value: A written-off car is always worth less than one without a history.
• Avoiding Scams: Some sellers don’t disclose write-offs to buyers. You don’t want to be one of the people who find out too late.

Want to avoid buying a car with a hidden history? Check its write-off status here.

How to Find Out If Your Car Has Been Written Off

The only way to be 100% sure is to run a proper history check. Here’s how you do it:

1. Find Your Car’s Registration Number (VRN)

You’ll need this to check the history. It’s on your number plate, V5C logbook, or insurance documents.

2. Run a History Check

The fastest way? Use a trusted service. Enter your registration number here and get a full report in minutes.

3. Check for Write-Off Information

The report will show:

• Write-Off Category – Whether it’s Category A, B, S, or N.
• Damage Details – What kind of accident or damage it had.
• Repair History – Whether it was repaired and by whom.
• Mileage & Ownership History – Making sure it all lines up.

It’s that simple. No guessing. No wondering. Just clear facts.

What If My Car Has Been Written Off?

So, let’s say the worst happens—you check your car’s history, and it turns out it has been written off. Now what?

1. Verify the Repairs

If it’s Category S or N, it should have been repaired before being put back on the road. But not all repairs are done properly. Ask for repair records and have a mechanic inspect it.

2. Check Your Insurance Options

Not all insurers will cover a written-off car. Call your provider and ask:

• Will you insure a Category S or N car?
• Will my premiums be higher?
• Are there any restrictions?

3. Understand Its Value

A written-off car is worth less than a clean-title one. If you’re selling or trading it in, expect lower offers.

4. Make Sure It’s Road Legal

Some cars need official inspections before they can legally be driven. Check before you get behind the wheel.

Final Thoughts: Don’t Guess—Check

Not knowing your car’s history can cost you. Whether you already own it or you’re thinking about buying, checking if it’s been written off is essential.

The easiest way? Run a full vehicle history check. You’ll get all the details in minutes: Check now.

Still unsure? Read our complete guide on written-off vehicles.