How to Check Your Car’s History and Avoid Written-Off Vehicles?

Hoo-hoo! Terry Twoo here, ready to help you avoid a car-buying mistake you might regret. If you’re looking at a used car, the last thing you want is to find out later that it’s been written off, has outstanding finance, or even worse—was stolen! That’s why checking a car’s history before you buy is one of the smartest things you can do. Let’s go through why it’s so important and how to do it properly.

Why Checking a Car’s History Matters

Hoo wouldn’t want to know exactly what they’re buying? A car might look great, but its history could tell a very different story. Here’s why you should always check:

1. Avoid Buying a Written-Off Vehicle

Some cars have been in serious accidents and written off by insurers. While some can be repaired and legally put back on the road, others should never be driven again. A quick write-off check will show you the full picture.

2. Check for Outstanding Finance

Imagine buying a car only to find out later that someone else still owes money on it. That’s a nightmare you don’t want! If a car has outstanding finance, the finance company could reclaim it—even if you’ve already paid the seller. Running an outstanding finance check ensures you don’t get caught out.

3. Verify the Car’s Mileage and Service History

Some sellers tamper with the mileage to make a car seem like it’s done fewer miles than it actually has. A full history check helps verify past MOT readings and service records to make sure everything adds up.

How to Check a Car’s History

Hoo wants an easy way to check a car’s past? You do! Here’s how:

1. Find the Registration Number – You’ll need this to run a check. It’s on the number plate or registration documents.
2. Go to the Car Owl history check page – Enter the registration number.
3. Get Instant Results – In seconds, you’ll have a full report on the car’s history.
4. Review the Report Carefully – Look for write-offs, outstanding finance, mileage issues, and more.

What’s Included in a Car Owl History Report?

A proper history check gives you everything you need to know before making a decision. Here’s what you’ll find:

• Write-Off Status: Find out if the car has been written off and under what category.
• Outstanding Finance: See if the car is still under a finance agreement.
• Service and MOT History: Check past records to see if the car has been well maintained.
• Stolen Vehicle Check: Make sure the car hasn’t been reported stolen.

Why Use Car Owl for Your History Check?

There are plenty of vehicle checks out there, but not all of them give you the full picture. Here’s why Car Owl is the wise choice:

• Trusted Data: Direct from the DVLA, insurance companies, and finance databases.
• Instant Reports: Enter a registration number and get a full history check in seconds.
• Comprehensive Coverage: Everything from write-offs to finance records in one simple report.

Common Questions About Car History Checks

Can I Check a Car’s History for Free?

Some basic checks, like MOT history, are free. But a full report—including finance checks and write-off status—requires a paid service like Car Owl.

What If a Car Has Been Written Off?

If it’s a Category S or N write-off, it may have been repaired and could still be roadworthy. Always check for proper documentation and consider a professional inspection.

How Do I Know If a Car Has Outstanding Finance?

A finance check will tell you if the car has any debts attached to it. If it does, the finance company still owns the vehicle.

Will a Car’s History Affect Its Insurance Cost?

Yes! Cars that have been written off or have outstanding finance can be considered higher risk, leading to higher premiums.

Final Tips from Terry Twoo

Before you buy a used car, make sure you:

• Run a full history check to uncover hidden problems.
• Ask for documentation, especially if the car has been repaired after a write-off.
• Get a professional inspection if anything seems suspicious.

Buying a used car is a big decision, but a little research goes a long way. Be wise, check before you buy, and drive with confidence.