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Outstanding Finance Guides

Plenty of used cars on the market still have money owed on them. If that finance has not been cleared, the lender, not the seller, legally owns the car. Buy one by mistake and it can be repossessed, leaving you without the vehicle and out of pocket, even though you did nothing wrong.

A quick check removes that risk entirely. Our free outstanding finance check shows whether a car carries an active hire purchase or PCP agreement before you pay a penny. The guide below explains how finance checks work and exactly what the results mean for you as a buyer.

Explore Our Finance Guides

Find out how to check if a car has outstanding finance before buying.